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Read your limits and what is left

Returns, for each currency, your per-transaction limit and your daily and monthly limits, with how much you have used and how much remains. Money in and money out are counted separately, each against the same limit. Days and months follow the Africa/Accra calendar. An empty list means no limits are set for your account, so no payment can be made. Amounts are decimal strings in major units. Requires the transactions.read permission.

GET/v1/limits
Authorization
AuthorizationBearer token (JWT) · headerrequired

A token from POST /v1/oauth/token on the iSmartPay identity service, obtained with an API credential's client id and secret.

Responses
200

Your limits.

itemsCurrencyLimits[]required
Show properties
Array of CurrencyLimits
currencystringrequired

Three-letter currency code.

matches ^[A-Z]{3}$
perTransactionstringrequired

The most one transaction can be. A decimal string in major units.

dailyobjectrequired
Show properties
periodstringrequired

daily or monthly.

limitstringrequired

The limit. A decimal string in major units.

inobjectrequired
Show properties
usedstringrequired

Used so far in the period. A decimal string in major units.

remainingstringrequired

Left in the period. A decimal string in major units.

outobjectrequired
Show properties
usedstringrequired

Used so far in the period. A decimal string in major units.

remainingstringrequired

Left in the period. A decimal string in major units.

monthlyobjectrequired
Show properties
periodstringrequired

daily or monthly.

limitstringrequired

The limit. A decimal string in major units.

inobjectrequired
Show properties
usedstringrequired

Used so far in the period. A decimal string in major units.

remainingstringrequired

Left in the period. A decimal string in major units.

outobjectrequired
Show properties
usedstringrequired

Used so far in the period. A decimal string in major units.

remainingstringrequired

Left in the period. A decimal string in major units.

401

The token is missing, expired or not valid. Get a new one from the token endpoint.

errorobjectrequired
Show properties
codestringrequired

A stable, machine-readable code. Branch on this, not on the message. Codes include invalid_input, unauthenticated, forbidden, environment_mismatch, not_found, rate_limited, idempotency_key_reused, request_in_flight, limits_missing, limits_unusable, tier_ineligible, transaction_limit_exceeded, daily_limit_exceeded, monthly_limit_exceeded, business_suspended, business_deactivated, environment_unknown, duplicate_reference, provider_error, provider_timeout, destination_not_verified, destination_verification_unavailable, upstream_timeout and internal.

messagestringrequired

Readable detail for a person. For any 5xx it is always the fixed text internal server error.

403

The request was understood and refused. Common causes: the token is not an API credential's (forbidden); the credential is for the other environment (environment_mismatch); it does not have the permission this operation needs (forbidden); a limit was reached (limits_missing, limits_unusable, tier_ineligible, transaction_limit_exceeded, daily_limit_exceeded, monthly_limit_exceeded); or iSmartPay has suspended or deactivated the business (business_suspended, business_deactivated). A suspended business's API credentials stop exchanging for tokens, so a request made with a token issued just before the suspension is refused with business_suspended.

errorobjectrequired
Show properties
codestringrequired

A stable, machine-readable code. Branch on this, not on the message. Codes include invalid_input, unauthenticated, forbidden, environment_mismatch, not_found, rate_limited, idempotency_key_reused, request_in_flight, limits_missing, limits_unusable, tier_ineligible, transaction_limit_exceeded, daily_limit_exceeded, monthly_limit_exceeded, business_suspended, business_deactivated, environment_unknown, duplicate_reference, provider_error, provider_timeout, destination_not_verified, destination_verification_unavailable, upstream_timeout and internal.

messagestringrequired

Readable detail for a person. For any 5xx it is always the fixed text internal server error.

429

Too many requests for this credential. Wait the number of seconds in the Retry-After header, then try again.

errorobjectrequired
Show properties
codestringrequired

A stable, machine-readable code. Branch on this, not on the message. Codes include invalid_input, unauthenticated, forbidden, environment_mismatch, not_found, rate_limited, idempotency_key_reused, request_in_flight, limits_missing, limits_unusable, tier_ineligible, transaction_limit_exceeded, daily_limit_exceeded, monthly_limit_exceeded, business_suspended, business_deactivated, environment_unknown, duplicate_reference, provider_error, provider_timeout, destination_not_verified, destination_verification_unavailable, upstream_timeout and internal.

messagestringrequired

Readable detail for a person. For any 5xx it is always the fixed text internal server error.

500

Something failed on our side. The message is fixed. If the request was a POST, retry with the same Idempotency-Key and body.

errorobjectrequired
Show properties
codestringrequired

A stable, machine-readable code. Branch on this, not on the message. Codes include invalid_input, unauthenticated, forbidden, environment_mismatch, not_found, rate_limited, idempotency_key_reused, request_in_flight, limits_missing, limits_unusable, tier_ineligible, transaction_limit_exceeded, daily_limit_exceeded, monthly_limit_exceeded, business_suspended, business_deactivated, environment_unknown, duplicate_reference, provider_error, provider_timeout, destination_not_verified, destination_verification_unavailable, upstream_timeout and internal.

messagestringrequired

Readable detail for a person. For any 5xx it is always the fixed text internal server error.

502

A service behind the API did not answer usably. If the request was a POST, retry with the same Idempotency-Key and body. A party lookup the provider rejects is provider_error.

errorobjectrequired
Show properties
codestringrequired

A stable, machine-readable code. Branch on this, not on the message. Codes include invalid_input, unauthenticated, forbidden, environment_mismatch, not_found, rate_limited, idempotency_key_reused, request_in_flight, limits_missing, limits_unusable, tier_ineligible, transaction_limit_exceeded, daily_limit_exceeded, monthly_limit_exceeded, business_suspended, business_deactivated, environment_unknown, duplicate_reference, provider_error, provider_timeout, destination_not_verified, destination_verification_unavailable, upstream_timeout and internal.

messagestringrequired

Readable detail for a person. For any 5xx it is always the fixed text internal server error.

503

The API is temporarily unable to tell which environment it serves (environment_unknown), utility purchases are not available right now (utilities_unavailable), a settlement destination could not be name-checked just now (destination_verification_unavailable; retry the same request), or hosted checkout is not set up on this deployment (checkout_unavailable). Retry shortly, except for checkout_unavailable, which lasts until the deployment is configured.

errorobjectrequired
Show properties
codestringrequired

A stable, machine-readable code. Branch on this, not on the message. Codes include invalid_input, unauthenticated, forbidden, environment_mismatch, not_found, rate_limited, idempotency_key_reused, request_in_flight, limits_missing, limits_unusable, tier_ineligible, transaction_limit_exceeded, daily_limit_exceeded, monthly_limit_exceeded, business_suspended, business_deactivated, environment_unknown, duplicate_reference, provider_error, provider_timeout, destination_not_verified, destination_verification_unavailable, upstream_timeout and internal.

messagestringrequired

Readable detail for a person. For any 5xx it is always the fixed text internal server error.

504

The request took too long. If it was a POST, its outcome is unknown: retry with the same Idempotency-Key and body, or read it back by reference. A party lookup the provider does not answer is provider_timeout: check again before relying on it.

errorobjectrequired
Show properties
codestringrequired

A stable, machine-readable code. Branch on this, not on the message. Codes include invalid_input, unauthenticated, forbidden, environment_mismatch, not_found, rate_limited, idempotency_key_reused, request_in_flight, limits_missing, limits_unusable, tier_ineligible, transaction_limit_exceeded, daily_limit_exceeded, monthly_limit_exceeded, business_suspended, business_deactivated, environment_unknown, duplicate_reference, provider_error, provider_timeout, destination_not_verified, destination_verification_unavailable, upstream_timeout and internal.

messagestringrequired

Readable detail for a person. For any 5xx it is always the fixed text internal server error.

Request
curl -X GET 'https://api.example.com/v1/limits' \
  -H 'Authorization: Bearer YOUR_TOKEN'
Response
{
  "items": [
    {
      "currency": "GHS",
      "perTransaction": "120.00",
      "daily": {
        "period": "string",
        "limit": "120.00",
        "in": {
          "used": "120.00",
          "remaining": "120.00"
        },
        "out": {
          "used": "120.00",
          "remaining": "120.00"
        }
      },
      "monthly": {
        "period": "string",
        "limit": "120.00",
        "in": {
          "used": "120.00",
          "remaining": "120.00"
        },
        "out": {
          "used": "120.00",
          "remaining": "120.00"
        }
      }
    }
  ]
}